Born Digital Credit Card for The Born Digital

Welcome to the first all-digital credit card experience with PIXEL Play – A card that allows you to customize benefits to fit your lifestyle.

• Seamless Digital Onboarding – Experience a seamless digital onboarding via PayZapp and receive an instant digital credit card.
• Customize your card – Select merchants of your choice to earn cashback, choose card design, and select your preferred billing cycle date.
• All in One-App – Digitally manage your PIXEL Play credit card from PayZapp. Access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and much more
• Steps to set UPI PIN on PayZapp for Pixel RuPay Credit Card: Login to PayZapp -> View Pixel Home -> Settings -> Pixel Play RuPay Card -> Reset RuPay UPI PIN -> Verify OTP -> Set UPI PIN

Rewards

• 5% Cashback on choice of any two packs
  - Dining & Entertainment Category – BookMyShow & Zomato
  - Travel Category – MakeMyTrip & Uber
  - Grocery Category – Blinkit & Reliance Smart Bazaar
  - Electronics Category – Croma & Reliance Digital
  - Fashion Category – Nykaa & Myntra
• 5% Cashback on Smartbuy
• 3% Cashback on choice of any one E-commerce merchant
  - Amazon or Flipkart or PayZapp
• 1% Unlimited Cashback across all other spends
• 1% Cashback on UPI Spends (Applicable only on PIXEL RuPay Credit Card holders)

Pay in Parts

Enjoy hassle-free, one-click instant conversion of the PIXEL Play credit card outstanding balance* to EMIs from your PayZapp.

• EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp.
• Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.
• 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.

Additional Features

• Zero lost card liability : In the unfortunate event of losing your PIXEL Play Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
• Interest Free Credit Period : Up to 50 days of interest free period on your PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
• Revolving Credit : Available at a nominal interest rate on your PIXEL Play Credit Card. Please refer to Fees and Charges section to know more. Flat 10% Savings for HDFC Bank PIXEL Credit card payments via Swiggy Dineout. To know more, click here

PIXEL CashPoints

Cashback will be credited in the form of PIXEL CashPoints and can be easily managed under the rewards section of the PIXEL Homepage in Payzapp.
Upon the accumulation of 1000 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally.
PIXEL CashPoints are valid for 2 years from the date of accumulation.

How to Apply?

You can easily apply for the PIXEL Play Credit Card by following the steps below:
Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
Step 2: Click on the 'Apply Now for PIXEL Play' banner on the PayZapp homepage.
Note:
A. Upon approval of your PIXEL Credit Card, please complete the card setup process in PayZapp to ensure timely delivery. This step is compulsory and includes choosing your card design (POP, LIT, or ICE), choosing your offer pack (5% or 3% cashback) choice of brands, and the billing cycle date.

B. In case you do not select the credit card design within 3 days of approval, you'll be issued a digital RuPay card, while the bank will dispatch a default VISA network credit card with the ICE design to your registered postal address as part of the standard issuance process.

C. Customers applying for PIXEL Credit Card via PayZapp will get the option to choose network(Visa/RuPay/Both). This option will be available up to 3 days from the day of card application approval, post that, you'll be issued with both RuPay & Visa network cards with RuPay as a Digital Card and Visa as a physical plastic card to your registered postal address with ICE colour card design as a standard issuance process. Please note a single consolidated PIXEL statement will be generated for both the cards together every month.